Alabama Car Insurance Quote - AL - Car Insurance Quotes

Low Cost Car Insurance in Alabama
Car insurance for drivers in Alabama is fairly affordable in most areas of Alabama. A local agent can help you find the highest rated Alabama auto insurance companies such as Allstate, Geico, Safeco, Pemco, and Progressive insurance. Each of these companies have built solid reputations for great customer service, stable rates, and high levels of customer satisfaction.

Car Insurance Requirements for Alabama State Drivers
As with most U.S. states, Alabama requires all of legal drivers to have at least a certain level of auto insurance coverage. This mandated coverage, outlined by the Alabama Department of Licensing (DOL), is intended to ensure that all Alabama drivers take responsibility for any injuries or damage that may result from the operation of motorized street legal vehicle Alabama.

For anyone who fails to maintain the required insurance minimum is in violation of Alabama car insurance law and the offense is punishable by fines of at least $450. Alabama drivers are also required to carry an insurance identification card in the vehicle and produce it for law enforcement officials when requested. Anyone who knowingly provides false information regarding insurance coverage is guilty of a misdemeanor offense.

Alabama law requires insurance ID cards to include the following information:

    * Insured driver's name

    * Policy number

    * Insurance company name

    * Description of the insured vehicle, including year, make, and model

    * Effective dates and expiration dates

Any vehicle that is registered in Washington must be insured for at least the following minimum amounts of liability:

    * $10,000 for damage to the property of others per accident.

    * $25,000 for bodily injury or death per person per accident.

    * $50,000 for bodily injury or death for two or more people per accident.

For auto dealers or collectors who have 26 or more cars registered in the state, Washington does allow self-insurance in lieu of mandatory liability coverage, provided the individual or group is covered by a certificate of deposit or liability bond in the same amounts.

Exemptions to Washington's mandatory insurance requirements include the following:

    * Motorcycles and mopeds

    * Vehicles registered under common or contract carrier designation from the Washington Utilities and Transportation Commission.

    * Antique and collector vehicles more than 30 years old.

    * Government and other public vehicles.

If five or more vehicles are owned by the same company or an individual, the word "fleet" may replace the vehicle description on insurance cards. Instead of covering each individual vehicle, a fleet insurer may issue a listing of the vehicles covered.

Combining Car Insurance with Homeowners Insurance
Some car insurance companies in Alabama also offer homeowners insurance coverage. By shopping around to the different companies, Washington State residents can save as much as 20% on their coverage needs by bundling their car insurance along with their homeowners insurance. This makes the whole process of dealing with your insurance much easier since you only have to deal with one insurance company and one agent! Companies like Mutual of Enumclaw, Safeco, Country Insurance, Allstate allow for discounts when combining your home and auto insurance.

Car Insurance quotes in the following Alabama cities:
Alabaster - Albertville - Alexander City - Andalusia - Anniston - Arab - Athens - Atmore - Attalla - Auburn - Bay Minette - Bessemer - Birmingham - Boaz - Center Point - Chickasaw - Clanton - Cullman - Daphne - Decatur - Demopolis - Dothan - Enterprise - Eufaula - Fairfield - Fairhope - Florence - Foley - Forestdale - Fort Payne - Fort Rucker - Fultondale - Gadsden - Gardendale - Greenville - Guntersville - Hamilton - Hartselle - Helena - Homewood - Hoover - Hueytown - Huntsville - Irondale - Jacksonville - Jasper - Lanett - Leeds - Madison - Millbrook - Mobile - Monroeville - Montgomery - Moody - Mountain Brook - Muscle Shoals - Northport - Opelika - Opp - Oxford - Ozark - Pelham - Pell City - Phenix City - Pleasant Grove - Prattville - Prichard - Rainbow City - Roanoke - Russellville - Saks - Saraland - Scottsboro - Selma - Sheffield - Smiths - Southside - Sylacauga - Talladega - Tarrant - Theodore - Tillmans Corner - Troy - Trussville - Tuscaloosa - Tuscumbia - Tuskegee - Valley - Vestavia Hills